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Est. 2004

Capital Bank Named Seventh Healthiest Bank in America

SAN JUAN CAPISTRANO, Calif., Aug 12, 2014 (BUSINESS WIRE) — Capital Bank (OTCBB:CBJC) today announced that it has been named the Seventh Healthiest Bank in America out of 6,500 banks nationwide by DepositAccounts.com for 2014. The award is based on DepositAccounts.com performance metrics which include asset quality, deposit account growth rates and overall capitalization levels. A detailed breakdown of Capital Bank’s A+ health score can be found at a dedicated DepositAccounts.com web page atwww.depositaccounts.com/banks/capital-bank-ca.html#health.

J.M. “Mike” Justice Jr., President & Chief Executive Officer, stated, “I am tremendously proud and honored for our Bank to achieve such recognition within the six short years we have been open. This award, combined with our recognition earlier this year as the #3 Top Performing Bank in the Nation by SNL Financial for 2013, is a testament to the hard work and dedication of our entire team.”

Capital Bank is dedicated to being known as the Premier Business and Professional Bank in the markets we serve by providing innovative financial solutions tailored to the needs of our customers while exceeding expectations and producing superior shareholder value that become solutions recognized for…”Banking Outside the Box.”

For Additional Information visit our website at: www.mycapitalbank.com

Stock Symbol: OTCBB:CBJC


Information contained herein may contain certain forward-looking statements that are based on management’s current expectations regarding economic, legislative, and regulatory issues that may impact the Bank’s earnings in future periods. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include the words “believe,” “expect,” “intend,” “estimate” or words of similar meaning, or future or conditional verbs such as “will,” “would,” “should,” “could” or “may.” Factors that could cause future results to vary materially from current management expectations include, but are not limited to, general economic conditions, changes in interest rates, deposit flows, real estate values, and competition; changes in accounting principles, policies or guidelines; changes in legislation or regulation; and other economic, competitive, governmental, regulatory and technological factors affecting the Bank’s operations, pricing, products and services. The Bank undertakes no obligation to release publicly the result of any revisions to these forward-looking statements that may be made to reflect events or circumstances after the date of this press release or to reflect the occurrence of unanticipated events.


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